Settings in my Orion DC-DC charger, SmartSolar controller, and SmartBMV monitor are such that my Victron SmartLithium batteries should charge to 14.2 volts, but charging seems to stop near 13.5 volts. At that point, the BMV shows SOC is 100%.
I don’t believe this was always the case. I’m fairly certain voltage used to reach 14.2 volts when SOC used to show 100%.
Are now in winter, you solar may not be generating enough power to get them right up to 14.2V. Remember, if the batteries are at 13.4V to 13.5V they are pretty well full. 13.4V with a small current draw is going to be over 90% full.
One thing is your BMV “Charged Voltage” may not be set ideally for solar in winter and going to 100% too quickly. Have a look at the link below