24v Solar Panels On 12v RV system

So I noticed in VRM that my solar panel voltage/current chart vs battery voltage/current chart. That the batter current is higher because I’m guessing due to the conversion to the lower voltage. So does this mean if I use 24v system Solar panels that it would be higher voltage but the conversion to 12v that it would make the current even higher? So for example (yes, I know 24v panels are not 24v they are like 36v) 24v 400w panel should put out 16.6A but after conversion to 12v, would it be 33.3A? Sorry for the ignorance but just curious since 24v would work with smaller wires. I have a smart solar 100/50 running my solar.